The Local I-60 bargaining team met with AMR/Envision Healthcare to address concerns with the mid-year plan and carrier changes which come with moving to AMR’s healthcare coverage. Both sides reached a positive agreement that resolves significant issues with deductibles, out of pocket maximums, and FSA contributions.
FSA Contribuitons – For those members with an FSA (not an HSA), contributions will be stopped as of December 31st, 2016. Any remaining funds in the FSA will be available for use until March 15th, 2017 for healthcare expenses incurred up to March 15th, 2017. Funds remaining in the FSA after March 15th, 2017 will be forfeit pursuant to standard practice for plan-year changes. Those with an HSA will maintain their account and funds, and can elect to roll-over any funds to a new HSA if applicable.
Deductibles – Because a mid-plan-year change brings about a resetting of deductibles on January 1st, 2017, AMR will be providing reimbursement for any healthcare costs above what would have been required under the current healthcare plan provided by Rural Metro. This means that if you have already met your deductible and/or out-of-pocket maximum, and additional costs (which would not normally be incurred under the R/M plan) can be reimbursed by AMR within ninety (90) days of submitting the claim. Only costs incurred up until June 30th, 2017 will be eligible for this reimbursement. On July 1, 2017, plan participants will be required to pay any applicable healthcare costs pursuant to his/her plan choices.
Open enrollment begins on October 31st and continues through November 11th. The website for open enrollment is https://takecaretakecharge.ehr.com
If you have any questions regarding benefits, please contact your local HR Representative or call 1-888-216-0899 (option 2).